See exactly which payments Arcane Credit reports — and to which credit bureaus.
| Category | TransUnion | Equifax | Experian |
|---|---|---|---|
| Rent | Arcane Credit may report one recurring rent payment where:
– the bill is for your primary residence
– you do not have an active mortgage or other active rent tradeline reported to TransUnion
– payments are made online to a verified property management company or rent platform (e.g. Yardi, AppFolio, Buildium) | Arcane Credit may report one recurring rent payment where:
– the bill is for your primary residence
– you do not have an active mortgage or other active rent tradeline reported to Equifax
– payments are made online to a verified property management company or rent platform (e.g. Yardi, AppFolio, Buildium) | Arcane Credit may report one recurring rent payment where:
– the bill is for your primary residence
– you do not have an active mortgage or other active rent tradeline reported to Experian
– payments are made online to a verified property management company or rent platform (e.g. Yardi, AppFolio, Buildium) |
| Telco(internet, cable TV, and cell phone bills) | Arcane Credit may report one recurring telco payment where:
– payments are made online to a verified telco company | — | — |
| Bundled Utilities(combination of gas, electric, and/or water payments) | Arcane Credit may report one recurring bundled utilities payment where:
– payments are for your primary residence
– payments are made online to a verified utilities company | — | — |
| Gas | Arcane Credit may report one recurring gas payment where:
– payments are for your primary residence
– payments are made online to a verified utility company | — | — |
| Electric | Arcane Credit may report one recurring electric payment where:
– payments are for your primary residence
– payments are made online to a verified utility company | — | — |
| Water | Arcane Credit may report one recurring water payment where:
– payments are for your primary residence
– payments are made online to a verified utility company | — | — |
Reporting eligibility depends on payment verification and bureau acceptance criteria. Arcane Credit does not guarantee that all payments will be accepted by every bureau.